Innocent..Naive...or just plain Stupid?

I'd like to think that I was raised by a moral family who taught me the ways of the world in the correct fashion. However, as I keep branching myself out into different areas of the world and experiencing different aspects of life, a question has peaked my interests and I've spend the whole weekend trying to find the answer. Here, listen up to this... maybe you can help me.

I'd like to think that throughout all that I've been through in life, I've maintained a strong sense of "innocence" that is either endearing to some, or stupid to others. Even at this ripe age of 25 and a half years old, I still believe that deep down people are good. I believe that people have a choice whether or not to hurt someone. I believe that it is still possible to find a man who won't cheat, and love his partner with all of his being. I still think it's possible to work your tail off at work and receive the right amount of credit for it one day. I believe that if you are good to others, someone will eventually be good to you in return. I believe that you should be nice to people, even if they don't deserve it. I believe in loving someone with all of your heart, even if they are going to rip out that heart. I believe that there are people who don't lie, cheat, or steal, no matter what opportunity is put in front of them. I believe that money doesn't buy happiness. I believe that having people's respect is winning half the battle. I believe in prayer, charity, and that no one will truly love you until you love yourself. I believe you can change the world, one small act of kindness at a time. I believe in living a simple life. I believe that even though you are not with the person you once loved, that doesn't mean you weren't his everything. I believe that not everyone whispers behind your back, and not all mistakes make your fate. I believe I am a cool person just because my nieces and nephews think I am. I believe---that in the end, everything will work itself out, no matter what.

So back to the question that I brought up in the beginning. The question that has been on my mind all weekend. Am I innocent, naive, or just plain stupid?